Our Team

ABOUT US

Dave & GayLynn Loskill

Founders

For Dave and GayLynn Loskill, financial planning isn’t just a profession—it’s a deeply personal mission. After experiencing devastating financial losses due to poor advice, they knew firsthand how critical the right guidance is for a secure retirement. That experience fueled their passion to help others avoid the same hardship, ensuring no one has to face retirement with fear or uncertainty. Their firm, Loskill Financial Group, was founded on one simple belief: retirement should bring peace, not stress.

With backgrounds in business, finance, and entrepreneurship, Dave and GayLynn bring both strategic insight and deep empathy to their work. GayLynn, with her expertise in business administration and accounting, takes a meticulous approach to planning—helping clients understand every step of their financial journey. Dave, with his extensive experience in business and financial services, focuses on crafting big-picture strategies that align with their clients’ long-term goals.

What makes them different? Their personal approach. As a husband-and-wife team, they offer a unique balance—GayLynn provides compassionate listening and personal connection, while Dave ensures every financial decision   for long-term success. Their primary satisfaction comes from helping clients achieve greater peace of mind and confidence in their financial security for retirement.

At the core of their approach is a focus on education and empowerment. They offer expertise in structured income planning, Social Security optimization, and multi-generational financial strategies, helping clients develop plans designed to support their long-term financial goals.

Dave and GayLynn reside in Prescott Valley, Arizona, where they cherish time with their blended family of four children and five grandchildren, with another on the way. Their faith is the foundation of their lives and their work, driving them to serve others with integrity and care. They are actively involved in their church and community, dedicating time to volunteering and supporting charities such as St. Jude, St. Vincent de Paul, and the Wounded Warrior Project. When they’re not serving clients, they find joy in spending time with family, traveling, and living out their faith.

Investment Team

Members of the Investment Team are licensed with Advisory Alpha, LLC, a SEC registered investment advisor.

Steve Osterink, Jr., CFA, CFP®, AIF®
Chief Investment Officer

  • Steve Jr. leads the Investment Team through his strong commitment to personal finance and asset management and is the driving force behind the innovation and development of our investment solutions.

Jon Lohr, CFA, CFP®
Research Director

  • Jon oversees the Investment Team’s daily investment research and portfolio management responsibilities, including asset allocation research, fund monitoring, due diligence, and investment strategy evaluation and implementation.

Nick Heinrich, CFA, CFP®
Financial Planning Director

  • Nick contributes to the Investment Team’s research and portfolio management functions and leads a team of financial planning consultants who utilize various portfolio analysis and planning resources that strive to improve the financial outcomes of our valued clients.

Brian Kragt
Operations Director

  • Brian oversees the Investment Team’s trade management and portfolio accounting systems, which includes implementing investment decisions, account rebalancing, cash management functions, trade execution, account billing, and performance reporting.

Janine Osterink
Chief Compliance Officer

  • Janine leads our compliance program and supports our Investment Team by helping us adhere to legal, regulatory, and internal requirements and policies with the goal of promoting trust and reducing risk for our valued clients.

Mike Baker
Technology Director

  • Mike leads our technology initiatives on behalf of the Investment Team which impact our client communication and overall client experience as well as support our trade management and portfolio accounting functions.